Insolvency Advisory

 IVA

Individual Voluntary Arrangement. An Interim order provides protection from duress creditors.

 

Bankruptcy

Bankruptcy is an insolvency procedure in which an individual enters into when he/she cannot pay his creditors.

 

 Debt
 Consolidation

Consolidation of all debts into one loan of which is paid back monthly.

 
Stress is a biological term which refers to the consequences of the failure of a human to respond appropriately to emotional or physical threats.

Whether actual or imagined it includes a state of alarm and adrenaline production, short-term resistance as a coping mechanism, and exhaustion. It refers to the inability of a human to respond.

Common stress symptoms include irritability, muscular tension, inability to concentrate and a variety of physical reactions, such as headaches and accelerated heart rate.

The term is commonly used, as a catch-all for any perceived difficulties in life. It also became a euphemism, a way of referring to problems and eliciting sympathy without being explicitly confessional, just "stressed out".

It is now you make the conscious effort to not be stressed out any more and to take positive action. There really is light at the end of what may feel like the black hole of debt. Let us be the defining moment in your life when you stand up and allow our skilled team to help you and those loved ones around you.

Regardless of what you may think, there are options available to you.

Have you ever heard of the following terms?

Bankruptcy

Debt Consolidation

Individual Voluntary Arrangement